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Quicken Loans now the second-largest retail mortgage lender

DETROIT — A low buzz fills the air being a military of home loan bankers, perched below floating canopies in a kaleidoscope of vivid pinks, blues, purples and greens, works their phones, promising borrowers easy funding and low rates for mortgage loans.

By the elevators, nobody blinks whenever a worker wearing a red tutu bustles past. On any provided time, an organization mascot, Simon, a bespectacled mouse, continues the search for “gouda, ” or guidelines, through the employees.

A call to your head office of Quicken Loans in downtown Detroit might appear like a vacation up to spot where “Glengarry Glen Ross” satisfies Seussville. However the whimsical, irreverent environment sits atop a fast-growing business in a field — the selling regarding the United states dream — who has changed drastically since a youthful generation of lenders propelled the economy to near collapse in 2008 by issuing dangerous, also fraudulent loans.

When you look at the years considering that the crisis, lots of the nation’s largest banks pulled back once again their mortgage-lending activities. Quicken Loans pushed in. Today, it’s the second-largest retail mortgage company, originating $96 billion in mortgages last year — an eightfold increase from 2008.

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